About Swasthya Ratna Policy

The GJEPC launched Swasthya Ratna, a group mediclaim scheme, to provide health insurance benefit to the entire workforce of the gems and jewellery industry and their family members in 2015.

The primary objective of launching this scheme is to provide quality medical care of choice to the workforce of the industry.

GJEPC has partnered with Edelweiss Gallagher Insurance Brokers Ltd. to run and manage the scheme. The Council has meticulously worked with Edelweiss Gallagher to create a flexible scheme with different options like family size, coverages, benefits, etc., which enables companies of different sizes to avail of tailor-made plans.

Council has negotiated affordable premiums and contributes a percentage of the premium amount through its CSR initiative as an additional benefit for its members. The scheme is accessible from all parts of India through GJEPC offices in Mumbai, Surat, Delhi, Kolkata and Chennai.

The Swasthya Ratna Scheme has received a phenomenal response over the last 5 years of its operation and several gem and jewellery companies have obtained the policy for their employees

Key Figures since 2015
Total no of Lives covered 6 lakhs
Total no. of Families covered 1.75 lakhs
Total no. of Companies (Policies Issued) 800
Total Premium Contribution by GJEPC 22 crores
Total Claims Disbursed 130 crores

Our efforts are ongoing to capture the entire pool of workers from the gem and jewellery industry and we encourage all our members to come forward and take advantage of this scheme.

Benefits of the Policy

  • Family floater policy covering entire family including parents
  • No waiting period and pre-existing diseases covered from Day 1
  • No medical check-up even for Parents
  • Maternity &new born baby coverage from Day 1

Standard exclusions of a Mediclaim policy applicable

Kindly click on the enrolment tab to avail the policy or simply get in touch with us at swasthya@gjepcindia.com or you can contact our dedicated SwasthyaRatna Team at:
Naren Kotak +91 93228 60724 | Kshitij Mohan +91 98339 58730 |