swasthya ratna

Option I

A. Self + Spouse + 2 Children

Coverage With Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 2,374 Rs. 247 Rs. 2,127
Rs. 2,00,000 Rs. 4,457 Rs. 461 Rs. 3,996
Rs. 3,00,000 Rs. 5,994 - Rs. 5,994
Rs. 5,00,000 Rs. 10,032 - Rs. 10,032
Coverage Without Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 2,136 Rs. 222 Rs. 1,914
Rs. 2,00,000 Rs. 3,989 Rs. 413 Rs. 3,576
Rs. 3,00,000 Rs. 5,313 - Rs. 5,313
Rs. 5,00,000 Rs. 8,855 - Rs. 8,855

B. Self + Spouse + 2 Children + 2 Parents/In laws

Coverage With Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 5,171 - Rs. 5,171
Rs. 2,00,000 Rs. 9,694 - Rs. 9,694
Rs. 3,00,000 Rs. 14,532 - Rs. 14,532
Rs. 5,00,000 Rs. 24,314 - Rs. 24,314
Coverage Without Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 4,750 - Rs. 4,750
Rs. 2,00,000 Rs. 8,853 - Rs. 8,853
Rs. 3,00,000 Rs. 13,144 - Rs. 13,144
Rs. 5,00,000 Rs. 21,896 - Rs. 21,896

Option II

A. Self + Spouse + 2 Children

Coverage With Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 4,122 Rs. 480 Rs. 3,642
Rs. 2,00,000 Rs. 7,744 Rs. 902 Rs. 6,842
Rs. 3,00,000 Rs. 11,617 - Rs. 11,617
Rs. 5,00,000 Rs. 19,444 - Rs. 19,444
Coverage Without Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 3,711 Rs. 432 Rs. 3,279
Rs. 2,00,000 Rs. 6,933 Rs. 806 Rs. 6,127
Rs. 3,00,000 Rs. 10,302 - Rs. 10,302
Rs. 5,00,000 Rs. 17,171 - Rs. 17,171

B. Self + Spouse + 2 Children + 2 Parents/In laws

Coverage With Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 7,842 Rs. 1,127 Rs. 6,715
Rs. 2,00,000 Rs. 14,729 Rs. 2,116 Rs. 12,613
Rs. 3,00,000 Rs. 22,094 - Rs. 22,094
Rs. 5,00,000 Rs. 36,982 - Rs. 36,982
Coverage Without Maternity GJEPC Contribution Net Payable
Rs. 1,00,000 Rs. 7,205 Rs. 1,035 Rs. 6,170
Rs. 2,00,000 Rs. 13,456 Rs. 1,932 Rs. 11,524
Rs. 3,00,000 Rs. 19,993 - Rs. 19,993
Rs. 5,00,000 Rs. 33,322 - Rs. 33,322

Option III

A. Self + Spouse + 2 Children

Coverage With Maternity GJEPC Net Payable
Rs. 1,00,000 Rs. 3,483 Rs. 405 Rs. 3,078
Rs. 2,00,000 Rs. 6,546 Rs. 761 Rs. 5,785
Rs. 3,00,000 Rs. 9,818 - Rs. 9,818
Rs. 5,00,000 Rs. 16,435 - Rs. 16,435
Coverage Without Maternity GJEPC Net Payable
Rs. 1,00,000 Rs. 3,137 Rs. 365 Rs. 2,772
Rs. 2,00,000 Rs. 5,862 Rs. 681 Rs. 5,181
Rs. 3,00,000 Rs. 8,710 - Rs. 8,710
Rs. 5,00,000 Rs. 14,516 - Rs. 14,516

B. Self + Spouse + 2 Children + 2 Parents/In laws

Coverage With Maternity GJEPC Net Payable
Rs. 1,00,000 Rs. 6,624 Rs. 951 Rs. 5,673
Rs. 2,00,000 Rs. 12,442 Rs. 1,786 Rs. 10,656
Rs. 3,00,000 Rs. 18,663 - Rs. 18,663
Rs. 5,00,000 Rs. 31,239 - Rs. 31,239
Coverage Without Maternity GJEPC Net Payable
Rs. 1,00,000 Rs. 6,086 Rs. 874 Rs. 5,212
Rs. 2,00,000 Rs. 11,368 Rs. 1,631 Rs. 9,737
Rs. 3,00,000 Rs. 16,890 - Rs. 16,890
Rs. 5,00,000 Rs. 28,151 - Rs. 28,151

Subsidy

As part of its CSR initiative, GJEPC also contributes towards the insurance premium as a subsidy. All GJEPC members are eligible for this subsidy as per their membership category (see details below). Please note that subsidy is only given for Rs. 1 lakh and Rs. 2 lakh sum assured options.

Export Performance During Previous Financial Year GJEPC Membership Category Employees Eligible For Subsidy
Export up to Rs. 25 lakh I 50
Export above Rs. 25 lakh up to Rs. 1 crore II 75
Export above Rs.1 crore up to Rs. 5 crore III 100
Export above Rs. 5 crore up to Rs. 15 crore IV 125
Export above Rs.15 crore up to Rs. 50 crore V 150
Export above Rs.50 crore up to Rs. 100 crore VI 175
Export above Rs.100 crore up to Rs. 500 crore VII 200
Export above Rs.500 crore up to 1000 crore VIII 250
Export above Rs. 1,000 crore XI 400

Renewal process of Swasthya Ratna Group Mediclaim Policy will be as follow: